Marriage Tip Tuesday: Plan to Save

A part of biblical budget making is to plan for the future. “The prudent sees danger and hides himself, but the simple go on and suffer for it” Proverbs 22:3. Throughout the scriptures, the wise man and woman is the one who plans ahead to meet the needs of his or her family, business, or other endeavor (Luke 14:28-30). Planning ahead financially involves savings and investments. Unexpected difficulties will arise. You can count on it. Therefore, the wise steward plans ahead by saving. To fail to save a part of your income is poor planning.

Together you should agree on the percentage that you would like to save, but something should be saved on a regular basis. Many Christian financial advisors suggest 10% be allotted to savings and investments. You may choose more or less, but the choice is yours. If you save what is left after other matters are cared for, you will not save much at all if anything. Why not make yourself your “number-one creditor”? After tithing, pay yourself before you pay anyone else.